Rolling The Micro Credit Policy

finance info

Private sector has been quite a while rolling the micro credit policy in order to reduce poverty that has long undermined the majority of the people of Indonesia. There is one interesting thing to be observed associated with government policy. Namely poverty reduction efforts that have been associated with micro-enterprise development. The rationale that develops is the existence of age grouping within the framework of poverty reduction. Age group 0-15 years, is the age group that should be exposed to the intervention of government in the form of social preparation through basic education and health services. Age 15 – 55 years are Grouped in the productive poor. That is, the poor in the productive age. The group is the primary focus of poverty reduction. Form of intervention from the government for poor menangulangi productive age group is the development of micro enterprises through micro-credit trust (KKUM) and advisory business. The main actors are expected to play to help the implementation of this strategy is the banking, Financial Consultant Partners Bank (KKMB) / Business Development Services (BDS) and the business world. While the age group above 55 years by the government provided social protection through social security.

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