The seminar was held not long ago I was really impressed. All seats filled. Participants who come highly responsive and interactive process went very intense. Interestingly, although topics ranging seminar on how to prepare financially for the child’s welfare, but there is a participant asked, “Need to baseball hell if you buy dollars?”
This question actually reflects a habit of our people are always done from the beginning until now, that is buying foreign currency. Indeed, if all this time we know the rupiah as the main currency for savings. But still, people turned to foreign currency as an alternative to be able to buy and save. And the dollar, the currency is one of the most frequently used options. In this case, of course the American dollar.
Interestingly, the reason people buy the dollar is mixed. One of them, he said, the value of our money down on. So if you can, we do not continue to hold dollars. Really this reason? Hang on Dad-Mom. The meaning of the value of our currency continues to fall is probably the price of goods and services in Indonesia continues to increase. For example, if the price was USD 10 thousand, now maybe USD 12 thousand, and in so Rp 15 thousand.
Non-banking finance company in the first half of this year increased quite rapidly that by 20 percent over the transaction in the same period last year. So no doubt, among the non-bank financing to close the transaction this year after a total of Rp 130 trillion or in the second half of this year targeting the increase rose by 40 percent over the same period last year. “Until the end of this year we are targeting the value of Rp 130 trillion,” said Wiwie Kurnia, Chairman of the Indonesian Financial Services Association (IFSA) told reporters INN.
Improvement in condition of non-bank finance companies, further Wiwie, can not be removed by the improving industries in the homeland. “Our position (company pembiyaaan, red) always follow the condition of the industry,” said Wiwie who is also one of the directors at Indomobil. In the first half of this year sales of automotive two-wheeled kind as much as 2,128,387 units, 191,047 units and four wheels.
Post-discharge of the Minister of Finance Regulation No 84 / PMK / 0:12 / 2006 on Financing Company occurred in an orderly regulation of finance companies. Diantarnya set of sleigh ratio should be 10 times more than the capital. According Wiwie, the implementation of ministerial regulations are effective. “Of our 139 members (APPI, red) are all healthy,” he said as he mentions, finance companies who joined APPI periodically make public the financial report.
Banks may only be engaged in financing real sektor2, who produce goods and services which is important for society. The Bank should become the main motor of development and pertumhan economy. The banker who is orang2 choice and paid a very high should be more focus in its activities, which is mainly channeled funds / credit to sektor2 most important for the country’s economic growth. That way the risk of collapse of a bank will be reduced.
Conversely also, finance companies should not be restricted to the field of business. They should be given the flexibility to fund working capital, pledge and what are the distinguished name of financing. After all, money is money that is used is indeed distinguished by their owners provided for it. They do not use government money and public depositors money and they use their own money (unlike the banks who use public money and government. If the finance company collapses and loss which the investors and owners only allows for the government should not bail.
In these times of crisis, the constant value of gold has been an attractive investment, although there is danger of speculative bubble.
Find more or less safe investment in times of crisis is not simple. Gold has traditionally been a safe haven in times of economic boom and in situations of crisis. At present, in which there is some danger of deflation, gold is a good destination, but there is danger of speculative bubble and end up dying of success. Gold tends to convey a sense of tranquility, and this is what occurs at this time increasing its value and determined to invest in gold is a good choice.
Gold price
The price of gold has been rising in recent months dramatically. Course, has had its minor setbacks due to the quest for profits, but its behavior has been very positive, especially when compared with the stock market. Nevertheless, it has already begun to show signs of speculation to have become a refuge for investors, as previously had been the housing market. Some experts say that rising gold price can only be explained by the increased investment that makes the knock-on effect to other investors.
The economic crisis has also caused cash-strapped families have decided to take advantage of the high price of gold to sell gold jewelry, which, whatever its value as jewelry are fused to increase the market for gold as an investment. This has, for example, that Spain has gone from being an importer of gold, to export gold.
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